General Disclaimer
This website is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined appropriate. JHB Financial Associates does not provide legal, accounting or tax advice. The information and concepts presented in this website are intended to afford general information on matters of interest.  No forecasts or projections expressed in any concept or presentation are guaranteed.  The application and impact of the laws can vary widely based upon specific or unique facts and circumstances.  Accordingly, the information in this site is not intended to serve as legal, accounting or tax advice.  Please consult your own legal and/or tax consultant.

Registration & Applications
Information relating to securities is intended for use by individuals residing in states where we are registered. A registration is required in each state prior to any solicitation or application of any investment or insurance product.  Therefore, no such solicitation is made in any state where we are not licensed.

Web Site & Links
Although the information provided herein has been developed or obtained from sources believed to be reliable, we make no representation or warranties as to its accuracy, completeness or any other aspect of the information contained on this website or other sites and it should be relied upon as such. JHB Financial Associates and their Broker/Dealer accepts no liability for any direct or consequential loss arising from any use of this information or its contents.  Through various links you may be leaving JHB Financial Associates'  website and you will be viewing material from other websites that may not be regulated by FINRA and SEC.  Additionally, certain links on this site lead to resources maintained and located on servers by third parties over whom JHB Financial Associates has no control.  Information in this website and on other websites is not to be considered a recommendation or an offer to purchase any product or service. The information provided by calculators on our website is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by JHB Financial Associates or their Broker/Dealer.

Copyright & Trademark Usage
Registered trademarks and copyrights are the property of the respective owners.  Use of any such materials on this site is not intended to infringe on those rights.  If the use of any materials on this site are deemed to be in violation of such rights, please notify us and they will be removed immediately.

CA. Insurance License #0605476
The Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states:

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